Stephanie Gibson’s Buy Box
Creative Finance & Affordable Housing in Northern California
We focus on creative financing opportunities that support affordable housing, co-living conversions, and value-add multifamily assets across Northern California. If your deal fits the criteria below, we want to review it.
Deal Structure Requirements
Minimal Cash Down (10% or less)
Below-Market Interest Rates (5% or Lower)
Balloon Term of at Least 5 Years
Creative Only – Subto / Seller Financing / Hybrid
Property Criteria
Min 4 Bedrooms / 2 Bathrooms
or 3 Bedrooms + Office / 2 Bathrooms
1,600+ Sqft
Minimal Repairs or Updates Needed
No HOA
4–200 Units
Built 1970–2005
Properties located anywhere in the United States
Seller is willing to sell creatively
Value-add potential via operational improvements and/or renovations
Target Markets
Shasta County
Sacramento County
Butte County
Glenn County
Lassen County
Modoc County
Plumas County
Siskiyou County
Tehama County
Trinity County